Minimum monthly income of RM1,000 (including allowances).The eligibility for individuals to apply for Bank Rakyat personal loans are as follows: What are the eligibility to apply for Bank Rakyat personal loans? What type of personal loan does Bank Rakyat offer?īank Rakyat provides 3 types of personal loans: You, as a borrower, must pay back the amount plus interest either in regular or monthly instalments over the loan’s term agreement. What is a personal loan?Ī personal loan is a type of instalment credit provided by a financial institution (bank) to a borrower (you) in a one-time cash payment. Consumer banking, commercial financing, savings and investments, and financial planning products are among the services and products offered. To meet its customers’ growing needs, Bank Rakyat continues to expand its product range and customer facilities that are diverse and innovative. ![]() Bank Rakyat Personal Loan About Bank RakyatĪfter converting from a conventional bank banking system to a Syariah-based banking system in 2002, Bank Rakyat is Malaysia’s most prominent Islamic cooperative bank.
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